When sat with a particular group, it is helpful (for qualification purposes at least) to work with as many different people as possible. (legalweek.com)
Income which is not shown on tax returns or not yet claimed can not be used for mortgage qualification purposes. (themortgagereports.com)
Some offer down payment and closing cost assistance and some may offer mortgage credit that allows borrowers to reduce their withholding tax and free up more income for qualification purposes. (phmc.com)