One solution can be to qualify for the tougher 2014 Qualified Mortgage rules enacted by the federal government. (rismedia.com)
The FHA allows for 41 percent total DTIs; Qualified Mortgage rules allow for 43 %, and Fannie and Freddie are currently purchasing loans with total DTIs of up to 50 percent. (hsh.com)
Debt to Income ratio, as calculated by the lender, is higher than permitted under Qualified Mortgage Rules pursuant to Dodd - Frank regulation (ahclending.com)