A wide range of credit cards come without annual fees, for instance, and many quality credit card options are out there that don't charge foreign transaction fees. (cardrates.com)
This is because you are going to need a good score if you want to apply for the better quality credit cards available. (nationalcreditfederation.com)
Which is, of course, an important question with so many quality credit cards available from which to choose. (cardrates.com)