While some of theses collection accounts may be small, and even long forgotten, they can be real credit score killers. (mnrealestatedaily.com)
My score was within a few points of when we got a real credit score pulled by our mortgage lender when we bought a new home in July. (getrichslowly.org)
Fact # 374: myFICO is the only place online that provides a real credit score. (thetoptens.com)