The rate of growth in real disposable household income per capita is only 0.9 percent per year. (financialrepressionauthority.com)
Meanwhile, real disposable personal income — personal income adjusted for inflation and taxes — increased 6.2 % in the first quarter of 2015, compared with 3.6 % in the fourth quarter of 2014.3 We believe the improving job market, rising personal income, and improving economic sentiment will benefit consumer spending going forward. (us.beyondbullsandbears.com)
Taking both charts into account, the average American's credit card balance as a percentage of real disposable income more than DOUBLES real savings. (etfexpert.com)