If your credit scores do not reflect your actual repayment capabilities and credit - worthiness, consider a personal loan from one of the several private companies that have emerged to offer these to consumers. (debtconsolidation.com)
You must have sufficient income to show repayment capability, and minimum payments to your unsecured creditors will be based on the amount they would have received with selling your assets in a Chapter 7 process. (moneytips.com)
All prospective lenders take into consideration your credit history by looking at your CIBIL credit report and score to evaluate your repayment capabilities. (housing.com)