Income - driven repayment plans base your monthly payments on your income and family size, and in some cases your payment could be as low as $ 0 per month. (studentaid.ed.gov)
This is the only income - based repayment plan for which this type of loan is eligible. (usstudentloancenter.org)
When I first started I actually was on the standard repayment plan for student loans which is basically a ten - year plan to pay off my loans. (reachingourbalance.com)