You can build a conservative portfolio of safe borrowers on Lending Club and still see returns of 7 % or higher. (mystockmarketbasics.com)
«This is consistent with the narrative that, if you're a very safe borrower or a large corporation, it is very easy for you to get a loan — in fact there is a lot of competition because these borrowers have access to lots of nonbank sources,» Covas said. (americanbanker.com)
Today, Fannie and Freddie in effect overcharge safer borrowers to help subsidize lower rates for riskier borrowers. (nreionline.com)