A fixed interest rate annuity may be considered a very conservative safe bucket investment as defined by Robert Kiyosaki. (insuranceandestates.com)
Repaying the cash value in your policy allows it to exponentially grow, allowing more cash value, more guaranteed growth, more tax advantaged dividends, growing death benefit and essentially a compounding AND EVER EXPANDING SAFE BUCKET to provide greater means to pursue, higher risk, higher return investments... and the strategy compounds and grows and grows and compounds. (insuranceandestates.com)
So, for example, if you're getting a 2 % arbitrage on borrowed funds in your cash value safe bucket, and you're getting 8 % cash on cash return on a real estate investment (not even accounting for tax advantages), what is your rate of return? (insuranceandestates.com)