The balance is then invested in safe instruments and at the end if you survive you would get that money. (money.stackexchange.com)
There's a lot of confusion in a world that considers commodities safer instruments than corporate bonds. (fovinvesting.com)
If there is a change in your personal circumstances, for example, with age the risk taking capacity of a person decreases and the allocation in safer instruments has to be increased. (wealthtrust.in)