You are considered to be less reckless and hence a far safer bet for lower insurance premiums than most other drivers. (autoquotenow.com)
From a business standpoint it's a far safer bet for everyone involved to just continue on a base set of hardware. (n4g.com)
Insurance companies like individuals that put effort into maintaining these as they usually appear as safe bets for the insurance companies to go in for. (autoquotenow.com)