You can only make one withdrawal from your fund because of severe financial hardship in any 12 month period. (ato.gov.au)
She was in receipt of a limited amount of sick benefit from her employer, but was facing severe financial hardship without benefit payments. (politics.co.uk)
These practices, either individually or in concert with each other, create a cycle of debt that causes severe financial hardship on families and individuals. (debt.org)