There are some circumstances where you may still be responsible for smaller charges such as court filing fees. (actionlawoffices.com)
You should only make small charges on your credit card as those are easy to pay off but it is also possible to improve your score by requesting a secured card. (mortgagebrokerstore.com)
This can be done in several ways including making small charges on a credit card, taking a secured credit card or bad credit loan among other forms of debt. (mortgagebrokerstore.com)