The body habitus for them are «pear shaped» (relative excess of subcutaneous fat in hips, buttocks and limbs) and «apple shaped» (relative excess of abdominal fat) respectively. (md-health.com)
The health benefits are numerous: increase in subcutaneous fat loss, strength development, increased VO2 max (your body's efficiency at using oxygen), improved insulin sensitivity (your body is much better at dealing with sugar). (freedieting.com)
Women and men have similar amounts of liver and intra-abdominal fat, despite more subcutaneous fat in women: implications for sex differences in markers of cardiovascular risk (academic.oup.com)