Since gifts to charity are estate tax deductible, this gift was not subject to estate taxes when he died. (us.axa.com)
It goes to your life insurance beneficiaries income tax free, but may be subject to estate tax if your estate is above the current federal estate exemption limit. (insuranceandestates.com)
Yes, all of the retirement funds will be equally subject to estate taxes when you die. (legalees.com)