Buying a defective vehicle off the lot is not only inconvenient and frustrating, it can create substantial hardship as well. (akivagoldman.com)
The National Credit Act has responsible lending provisions that prohibit businesses from giving credit if the consumer would only be able to repay with substantial hardship. (moneysmart.gov.au)
waive, reduce or defer your rates if a land revaluation caused them to increase, and this has caused you substantial hardship. (moneysmart.gov.au)