These plans provide a conversion option under which you can receive a lump sum at a specified conversion rate during terminal phase of the covered disease like heart disease. (idbifederal.com)
Typically, smart and flexible term plans ensure that the family is financially assisted even during important stages of critical illnesses such as terminal phase of cancer. (idbifederal.com)
The last stage is the chronic or terminal phase of the infection. (animalemergency.net)