The new program includes tiered memberships levels (+ blue, + silver, and + gold), and even more opportunities to earn and redeem points. (thepointsguy.com)
If you have a higher tier membership with the bank, you can get between 25 % and 75 % more cash back on your purchases. (valuepenguin.com)
This is the second - tier membership status, for which users normally require 40 qualifying nights or 40,000 qualifying points to obtain. (valuepenguin.com)