They can also be disputed and at times the debt collection company can't prove that it's valid — where you would no longer have to pay it. (nomorecreditcards.com)
The statute of limitations has nothing to do with the amount of time a debt can be listed on your credit report. (creditrepair.org)
If a debt collector has called someone else about your debt, ask that person how many times the debt collector called. (consumerlawyer.mn)