Remember this card still allows you to be a loyalty member with any travel partner and simultaneously accrue points in their own programs. (upgradedpoints.com)
As you said, though, plan on when it makes sense to accrue points on the card and when your efforts might be better served elsewhere. (theglobetrottingteacher.com)
Finally, know that you won't accrue points for the balance transferred. (upgradedpoints.com)