Most home insurance policies cover the basic risks but can be extended to cover more incidents, like snow, rain, or interior water damage, like broken water pipes. (affordable-home-insurance.org)
Your home insurance will usually cover damage resulting from a «sudden and accidental discharge of water» like a burst pipe or broken water heater. (kanetix.ca)
This ensures you're fully covered against liability for damage that can occur during your project, such as workers breaking a water line that causes a neighbor's property to flood. (rismedia.com)