I have no problems with my credit card... but I have never carried over a balance on it. (freefrombroke.com)
Although many people believe that in order to build credit, you need to carry over a balance from month to month on your credit cards, that's not the case. (savingthousands.com)
If you have an introductory period of 0 % APR or did not carry over a balance, you will have $ 0 of interest charged. (deserve.com)