Based on that information you might want to embark on and effort first of coming to some solution for the private student loans and hold bankruptcy in reserve for now. (getoutofdebt.org)
Instead, think about the good in your marriage, what «led to all that anger» and how you might come to a solution with love and respect. (gottman.com)
It involves having empathy for the other's feelings and coming to solutions together. (marriage.com)