Even if you are paying your first mortgage in full, if you don't keep up with payments on the second mortgage, you could lose your home. (nationaldebtline.org)
You might be unable to make your mortgage payments or you are not able to keep up with your payments on your credit cards, line of credit or student loans. (bankruptcy-canada.ca)
If you are having trouble keeping up with payments with your current financial situation, one option is to extend the loan term, thereby lowering your monthly payments. (lendedu.com)