Here is a tip, unless you plan on cancelling your life insurance, don't let your policy lapse for non payment of funds. (termlife2go.com)
While youre well... Never let your policy lapse. (health.com)
Many get a policy just for the sake of the piece of paper and the auto registration sticker, and then just let the policy lapse or cancel it after that initial payment. (carinsurancequote.net)