Despite what you may have heard, credit scoring models do not reward consumers for going into debt. (hope4usa.com)
The credit scoring system rewards consumers who have a good credit mix and an installment loan such as a car loan will give you a good credit mix. (rebuildcreditscores.com)
Most credit cards, even some cash back cards, tend to reward consumers with bonus points or extra cash back for opening a credit card account. (valuepenguin.com)