With traditional credit reporting, the credit industry is in charge of the information that appears on your credit report. (bestratesin.com)
Data brokers who may not be traditional credit reporting agencies may fall under this regulatory area. (slaw.ca)
Limited Credit History - Non-traditional trade lines, such as utility bills, rent history, and other accounts that are not included on traditional credit reports may be considered in supporting a determination of a borrower's ability to repay the loan. (foundationmortgage.com)