However with today's tighter lending standards, you may not have low documentation type loans available to you without proving a substantial amount of equity in the transaction. (nationalcreditfederation.com)
Your chances are even better if you already have an installment type loan like an auto loan or mortgage. (stockmonkeys.com)
This includes payments that you have made on credit cards, loan payments, retail stores, and any other type loan or credit line that you have obtained. (nationalcreditfederation.com)