Beyond the ability to link individual consumer and household - level loans over time, the panel improves on typical loan - level datasets by linking multiple loans to the same consumer. (newyorkfed.org)
As a borrower you can easily browse profiles and typical loan terms for a variety of banks and credit unions in your area. (lendkey.com)
Typical loan officers are conditioned to sell the lowest rate and lowest monthly payment. (mortgagecompliancemagazine.com)