The phrase "unaffiliated companies" refers to businesses that are not connected or associated with each other. They operate independently and are not part of the same group or organization. Full definition
We do not provide account or personal information to unaffiliated companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies. (firstratefunding.net)
But Berkshire acts like a bunch of unaffiliated companies, and files their data separately. (alephblog.com)
So when calculating fees and points to determine if a loan is QM, companies with affiliates in the transaction must include title charges, as well as escrows for insurance, along with a number of other charges unaffiliated companies do not have to include. (rismedia.com)