These policies are going to give customer the full value of their losses without adjusting for depreciation. (rentersinsurance.net)
The first is called replacement cost protection, and it is a very complete type of renters insurance that will provide payouts that cover the full purchase value of your losses. (rentersinsurance.net)
An actual cash value plan is one that is going to give payouts for the current value of your losses rather than their purchase value. (rentersinsurance.net)