A policy that provides actual cash value protection typically covers belongings up to their current market value (taking depreciation into account). (allstate.com)
Out of the two choices, renters should strongly consider full value protection over released value. (valuepenguin.com)
The business value protection rider allows owners to increase the death benefit as the value of the business increases, which may be suitable for buy - sell agreements and key person insurance. (briansoinsurance.com)