Technically, this is what the Bible means by «religion» as we see in verses like James 1:27 where true religion that God accepts and pure and faultless is to look after orphans and widows in their distress and keep oneself from being polluted by the world. (redeeminggod.com)
I can't even read the NIV anymore now, because of verses like Ephesians 2:8, which make it sound like faith is the gift of God (a Calvinist idea), when, as you point out, the whole salvation package — really, the work of the cross for us — is the gift of God. (redeeminggod.com)
Second, with this view, what would you do with verses like Heb 9:27? (redeeminggod.com)