A disability waiver of premium rider allows you to keep your life insurance policy without worrying about how you're going to pay for it while you're out of work. (policygenius.com)
These include: applicant waiver of premium benefit, 2 - year waiver, 5 - year waiver, and a basic disability benefit rider. (termlife2go.com)
There is an age limitation on a disability waiver of premium rider which is usually around 60 or 65 years. (bestliferates.org)