I'm wearing a pair of warm gloves, a scarf and a hat (if the lake or the surface in question is icy temperatures are well below zero). (babywhatsup.com)
My hands get frozen fast (like my fingers turn blue), so I'm always on the hunt for warm gloves. (self.com)
Winter Leather Gloves for Women, Wool Fleece Lined Warm Gloves, Touchscreen Texting Thick Thermal Snow Driving Gloves by REDESS (amazon.com)