What you need: If you have a university degree already, a one - year certificate program at a community college will fast - track your PR career. (moneysense.ca)
Second, you might buy five - year certificates of deposit. (humbledollar.com)
At the end of the first year — when the one - year certificate matures — you'd put that money into a new, five - year CD. (gobankingrates.com)