The agent only gets paid a 50 % to 60 % first year commission on the base. (hinermangroup.com)
However, there's a general rule of thumb: insurance agents receive a first year commission paid immediately after the first insurance premium is paid by the policyholder. (investopedia.com)
I make 80 % to 90 % first year commission on a term policy and that doesn't make it a bad policy. (hinermangroup.com)