All life insurance companies do not pay out the sum assured when death takes place by suicide within the first year of the policy term. (policybazaar.com)
The insurance component obviously provides the death benefit in the early years of the policy if needed. (invest-faq.com)
Suicide within the first year of the policy term, drunk and drive accidents, and abuse of drugs are some of the most common exclusions under term insurance plans. (oneinsure.com)