Most people buy 30 year term coverage for income replacement purposes. (jrcinsurancegroup.com)
Some companies offer 10 year term coverage up to age 80, but not all of them. (lifenetinsurance.com)
For example, you could purchase a 30 - year term policy for $ 250,000 then add on 10 - year term coverage for $ 150,000 to cover your child's education until they graduate. (valuepenguin.com)