You're technically liable, and even a friend might file against you to recover costs and potential additional claims for pain and suffering. (valuepenguin.com)
If your injury is caused by a third party other than your employer, you might have additional claims against that third party for damages that worker's compensation does not cover. (paigedonnelly.com)
When you make an insurance claim, it is a tip - off to your insurance company that you may make additional claims in the future. (pocketsense.com)