The phrase "affordability factor" refers to how easily or comfortably someone is able to pay for something. It is a way of measuring if something is within a person's financial means or if it is too expensive for them to afford. Full definition
Additionally, since affordability factored into the rankings so strongly, many of the more metropolitan cities like New York and San Francisco were not considered. (creditdonkey.com)
Lack of trust can be overcome by good propaganda and customer education on the part of the insurance industry while affordability factor can be overcome through gradual increment in coverage with increasing income. (policybazaar.com)
In the current environment of very low interest rates this positive motivational factor may be outweighing the expected negative affordability factor. (rismedia.com)