It also protects against liability claims that can result due to an accident on the property that is said to be due to your own negligence. (rentersinsurance.net)
Both policies provide the owner with coverage for their home itself (a condo or a single - family home), they can replace personal property, and protect against liability claims. (valuepenguin.com)
Property Damage Liability Insurance is protection against liability for damage to the property of another in case the negligent acts or omissions of an insured result in damage or destruction to another's property. (allinsuranceinfo.org)