Additionally, some include important life insurance riders, such as a disability income insurance rider, critical illness rider, chronic illness and terminal illness rider. (termlife2go.com)
These include a return of premium rider, as well as a disability income and / or waiver of premium rider. (rootfin.com)
Agents who can offer you multiple types of insurance, such as disability insurance, may even be able to reuse your information across applications if you need more coverage. (policygenius.com)