The word "bum" refers to a person who might not have a home, a job, or money, and they often rely on others for support. It can also be used to describe someone who is lazy or does not put in effort. Full definition
Or that somebody would judge another person because they choose to be a beach bum in paradise for half of every year. (ordinarytraveler.com)
I think I might purposefully quit a well paying job to be a tennis bum in the park all day to put some spending responsibility fear in my spouse's heart! (financialsamurai.com)