The answer depends mostly on where the voter is registered, because American election laws and procedures are for the most part determined by the individual states, even in elections for federal office. (politics.stackexchange.com)
All three of these areas have their own financial levels of coverage, with minimums set by the individual states in which they are sold. (carinsurancequote.net)
They are granted licenses by the individual states, though the requirements in each tend to be somewhat similar. (wisegeek.com)