Personal effects coverage that is good for the entire duration of the trip, not just when traveling on common carriers. (moneysense.ca)
You can extend the cover as many times as you need, as long as the total duration of the trip does not exceed 12 months. (global.ihi.com)
Top up insurance: A top - up policy is purchased by travellers who already have emergency medical travel insurance coverage, although not for the full duration of the trip. (kanetix.ca)