Most life insurance applications include a medical exam to help the carrier assess your risk of dying during the term of the policy. (policygenius.com)
These are called your «Risk Factors», or the risk you present to the insurer of dying during the term of your life insurance coverage. (term-life-online.com)
You have to get permission from the head teacher if you want to take your child out of school during term time. (gov.uk)