In the post-tax VA, it is assumed that the investor liquidates the VA at the end of the time period, and pays taxes on the gain out of the proceeds. (fidelity.com)
Your net income at the end of a time period rolls into your balance sheet as cash or assets. (personalprofitability.com)
The length of the loan can vary from one year up to 40, and at the end of that time period, the company pays you back the original face value of the loan. (edwardjones.com)