In event of a claim for reimbursement, the policyholder bears the expense of hospitalization (insured expenses) himself and later claims from the insurer to reimburse those expenses. (policybazaar.com)
Also, in event of a claim being made, the bonus that has been accumulated will be reduced by 10 per cent. (policybazaar.com)
(1) This means that our insurers will call upon the member's travel insurance policy in the event of a claim. (britishcycling.org.uk)