From there, you will have the CP from the year you earned it and the entire following calendar year. (millionairemob.com)
If the return of premium payment is paid after the death of a surviving spouse who is receiving a life annuity (or after the death of a surviving spouse who has not yet commenced receiving a life annuity after the death of the employee), the return of premium payment under this paragraph (c)(4) must be made no later than the end of the calendar year following the calendar year in which the surviving spouse dies. (federalregister.gov)
The deductible is a once - yearly thing (unless you're on Medicare, in which case the deductible applies to each benefit period instead of following the calendar year). (verywell.com)